Advice for first time buyers, what you need to know
With so many people looking to buy there first house and first time buyer mortgages being hard to come by (unless you have a large deposit available) - it really is a potential minefield out there! In recognition of this it has never been more important to get good advice from a qualified mortgage broker.
Mortgage advisers must pass specific qualifications to obtain registered mortgage adviser status. This is great news for you as a customer. You can seek and obtain advice you can rely on!
There are 2 'main' advice routes you may seek. Firstly you may seek advice from a specific lender or from a company that is restricted to advising on a limited panel of lenders. The advice you obtain will of course, then, by its very nature, be restricted and limited in terms of the products available to you.
The second option is to seek advice from an Independent adviser / company. The advice you receive and the access you obtain will be whole of market, resulting in more choice for you and your adviser.
As a first time buyer, we believe it is of very great importance to ensure that you receive Independent Advice, to help you obtain the most appropriate mortgage deal to meet your needs.
Your mortgage (and purchasing your home) will perhaps be the most important financial decision you have made up to now - and, in fact, may ever have to make! The wrong decision could cost you thousands of pounds!
Just select your postal town from the drop down menu above or click on your postcode town at the bottom of the page and you will be directed to a whole of market mortgage broker in your area.
The aim of our service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs